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What is Inheritance Tax and How Can I Reduce It?

Inheritance Tax (IHT) is tax you pay on your death when you leave certain assets to loved ones more than currently £325,000 at the current rate of 40%.

Inheritance Tax is not payable if the value of your estate you leave is less than £325,000 or you leave your estate to a spouse, civil partner or a UK registered charity.

Why Do I Need a Will?

Most people believe that when they die, their assets will automatically pass to their loved ones and that they do not need to make a Will.

Others believe that partners and step children will also inherit from their estate if they do not leave a Will.

Some people also believe their nearest and dearest will ensure everyone is provided for.

Our Top FAQs - A Useful Reference if Considering a Divorce

We have set out below some of the questions which are frequently asked when someone is considering or facing divorce or other breakdown of a relationship. We hope that these answers provide a useful starting point for you and help point you in the right direction for further assistance.

None of the answers amount to legal advice in any particular circumstances and you must, of course, seek your own legal advice on your own situation.

If there is any question that you would like to have seen answered on this page, please email me, Richard Owen-Thomas on This email address is being protected from spambots. You need JavaScript enabled to view it. and I will add it on the next update.

What is reasonable access for fathers?

This is a tricky question to answer. Each case is different and there is no “one size fits all” answer as one type of contact arrangement that may suit some and not others.

When deciding on contact arrangements, you will need to consider how much hands-on care the non-resident parent can realistically provide and how much they have provided in the past. You also need to consider the age of the child, schooling arrangements for the child and any work commitments.

How much does a divorce cost if both parties agree?

One of the concerns that everyone has when they are thinking about getting a divorce is how much it is going to cost.

If the reason your marriage has broken down is because of financial strain to begin with, then it can feel like a daunting prospect to proceed with a divorce.